Glossary of Terms  

• Terms

  A (+) A (-)    Account Type    Administration Charge    Advisor    All Funds (Fiduciary Score: 0-100)    Alpha    Annual Contract Fee    Annualized Return (Optimizer)

  B (+) B (-)    Basis Point    Broad Asset Class    Brokerage Availability

  C (+) C (-)    Capital Market Inputs    Cash    Closed Fund    Closed-End Fund    Company Name    Composition    Composition - % Cash    Composition - % Foreign Bond    Composition - % Foreign Stock    Composition - % Other    Composition - % US Bond    Composition - % US Stock    Composition Screen    Correlation Coeffecients (Optimizer Inputs)    CUSIP (Committee on Uniform Security Identification Procedures)

  D (+) D (-)    Deferred Load

  E (+) E (-)    ETF (Exchange-Traded Fund)    Expected Return (Optimizer Inputs)    Expected Standard Deviation (Optimizer Inputs)    Expense Ratio - Annuities    Expense Ratio - Audited Net    Expense Ratio - Prospectus Gross    Expense Ratio - Prospectus Net

  F (+) F (-)    Fee Waiver    Fi360 Fiduciary Score Methodology    Fi360 Fiduciary Score" (Avg)    Fi360 Fiduciary Score" (Qtr)    Fi360 Fiduciary Score": 0 - Passed    Fi360 Fiduciary Score": 1 - 25 Appropriate    Fi360 Fiduciary Score": 26-50 - Watch(2)    Fi360 Fiduciary Score": 51-75 - Watch(3)    Fi360 Fiduciary Score": 76-100 - Watch(4)    Firm Assets    Front-End Load    Front-End Load - Annuities    Full Surrender Charge    Fund Family    Fund Name    Fund of Funds

  G (+) G (-)

  H (+) H (-)    HOLDRS    Hybrid Subaccounts

  I (+) I (-)    Inception Date    Index    Index Fund    Insurance Company    Insurance Expense    Insurance Fee    Investment Policy Statement (IPS)

  J (+) J (-)

  K (+) K (-)

  L (+) L (-)    Likely Range of Returns (Optimizer)    Load Waived A Shares    Load-Adjusted Return

  M (+) M (-)    M & E Risk Charges    Manager Name(s)    Manager Tenure    MPT Statistics (Modern Portfolio Theory)    Municipal Bond

  N (+) N (-)    NDTR    Net Assets - Funds/ETFs    Net Assets - Subaccount    Net Assets - Underlying Fund    No-Load Fund    NTF Plans (No Transaction Fee)    Number of investments in Peer Group    Number of Subaccounts

  O (+) O (-)

  P (+) P (-)    Partial Surrender Charge    Peer Group (Morningstar Category)    Policy Name    Product Type    Prospectus    Purchase Constraint    Purchase Constraints - Closed to All Investments    Purchase Constraints - Closed to New Investments

  Q (+) Q (-)

  R (+) R (-)    R-Squared    Redemption Fee    Redemption Fee Breakpoint    REIT

  S (+) S (-)    Secondary Indexes    Separate Account Name    Share Class Type - A    Share Class Type- "No Load"    Share Class Type- Adv    Share Class Type- B    Share Class Type- C    Share Class Type- D    Share Class Type- Inst    Share Class Type- M    Share Class Type- N    Share Class Type- Other    Share Class Type- Retirement    Share Class Type- S    Share Class Type- T    Share Class Type-Inv    Share Classes    Sharpe Ratio    Short Position    Special Criteria - Fund of Funds    Special Criteria - Index Fund    Special Criteria - Index Subaccount    Special Criteria - Life Cycle    Special Criteria - Socially Conscious    Special Criteria - Socially Conscious Subaccount    Standard Deviation    Standardized Returns    Style Box - Equity    Style Box - Fixed Income    Style Drift Screen    Subaccount Inception Date    Subaccount Name    Subadvisor    Subadvisor fee    Surrender Charge    Surrender Charge (number of years)

  T (+) T (-)    Ticker    Total Return - Annuity    Total Return - Calendar Years    Total Return - Funds    Total Return - Load-Adjusted    Total Return - Percentile Rank    Turnover Ratio

  U (+) U (-)    Underlying Fund Family Name    Underlying Fund Manager Name    Underlying Fund Manager Tenure    Underlying Fund Name

  V (+) V (-)    Variable Annuity

  W (+) W (-)

  X (+) X (-)

  Y (+) Y (-)

  Z (+) Z (-)

   

• Definition

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