Glossary of Terms  

• Terms

  A (+) A (-)    Account Type    Administration Charge    Advisor    Advisor    Advisory Fee    All Funds (fi360 Fiduciary Score®: 0-100)    Alpha    Annual Contract Fee    Asset Allocation    Average Credit Quality    Average Effective Duration    Average Effective Maturity    Average Maturity    Average-Weighted Coupon

  B (+) B (-)    Basis Point    Broad Asset Class    Broker    Brokerage Availability

  C (+) C (-)    Capital Market Inputs    Capital Market Inputs - Correlation Coefficient    Capital Market Inputs - Return    Capital Market Inputs - Standard Deviation    Cash    Closed Fund    Closed-End Fund    Communication Fee    Company Name    Composition    Composition - % Cash    Composition - % Non-US Bond    Composition - % Non-US Stock    Composition - % Other    Composition - % US Bond    Composition - % US Stock    Composition Criterion    Contract charge    Credit Rating    CUSIP (Committee on Uniform Security Identification Procedures)    Custodial Fee

  D (+) D (-)    Deferred Load

  E (+) E (-)    Effective Management Fee    Efficient Frontier Analysis    ETF (Exchange-Traded Fund)    Exchange Fee    Expense Ratio - Annuities    Expense Ratio - Audited Net    Expense Ratio - IGSA    Expense Ratio - Prospectus Gross    Expense Ratio - Prospectus Net

  F (+) F (-)    Fee Waiver    Fi360 Fiduciary Score® Average    Fi360 Fiduciary Score® Methodology    Fi360 Fiduciary Score® Quarter    Fi360 Fiduciary Score®: 0    Fi360 Fiduciary Score®: 1 - 25    Fi360 Fiduciary Score®: 26-50    Fi360 Fiduciary Score®: 51-75    Fi360 Fiduciary Score®: 76-100    Fiduciary    Finder's Fee    Firm Assets    Front-End Load    Front-End Load - Annuities    Full Surrender Charge    Fund Family    Fund Manager    Fund Name    Fund of Funds

  G (+) G (-)

  H (+) H (-)    HOLDRS    Hybrid Subaccounts

  I (+) I (-)    IGSA    Inception Date    Index    Index Fund    Insurance Company    Insurance Expense    Insurance Fee    Investment Policy Statement (IPS)    Investment Strategy

  J (+) J (-)

  K (+) K (-)

  L (+) L (-)    Load    Load Waived Shares    Load-Adjusted Return

  M (+) M (-)    M & E Risk Charges    Management Fee    Manager Name(s)    Manager Tenure    Median Mutual Fund/ETF Manager    Minimum Account Size    Minimum/Maximum Fee    Modeled Portfolio Outlook - Annualized Return    Modeled Portfolio Outlook - Initial Amount    Modeled Portfolio Outlook - Large Loss Scenario    Modeled Portfolio Outlook - Likely Range of Returns    Modeled Portfolio Outlook - Standard Deviation    Modeled Portfolio Outlook - The Projected $ Value in 5 Years    Morningstar Risk-Adjusted Ratings    MPT Statistics (Modern Portfolio Theory)    Municipal Bond

  N (+) N (-)    NDTR    Net Assets - Funds/ETFs    Net Assets - Subaccount    Net Assets - Underlying Fund    No-Load Fund    NTF Plans (No Transaction Fee)    Number of investments in Peer Group    Number of Subaccounts

  O (+) O (-)    Other Fee

  P (+) P (-)    Partial Surrender Charge    Participant    Participant Education Fee    Peer Group (Morningstar Category)    Phone Number    Policy Name    Portfolio Backtest    Portfolio Composition Maps    Portfolio Date    Portfolio Standard Deviation    Product Type    Prospectus    Purchase Constraint    Purchase Constraints - Closed to All Investments    Purchase Constraints - Closed to New Investments

  Q (+) Q (-)

  R (+) R (-)    R-Squared    Rebalancing Limit(Upper/Lower)    Recordkeeping Fee    Redemption Fee    Redemption Fee    Redemption Fee Breakpoint    Regional Weightings    REIT

  S (+) S (-)    Secondary Indexes    Sector Weightings    Separate Account Name    Share Class Type - A    Share Class Type- "No Load"    Share Class Type- Adv    Share Class Type- B    Share Class Type- C    Share Class Type- D    Share Class Type- Inst    Share Class Type- M    Share Class Type- N    Share Class Type- Other    Share Class Type- Retirement    Share Class Type- S    Share Class Type- T    Share Class Type-Inv    Share Classes    Sharpe Ratio    Short Position    Special Criteria - Fund of Funds    Special Criteria - Index Fund    Special Criteria - Index Subaccount    Special Criteria - Life Cycle    Special Criteria - Socially Conscious    Special Criteria - Socially Conscious Subaccount    Standard Deviation    Standardized Returns    Startup/Termination Fees    Strategic Allocation    Style Box - Equity    Style Box - Fixed Income    Style Box ? International Equity    Style Drift Criterion    Sub-TA Fee    Subaccount Inception Date    Subaccount Name    Subadvisor    Subadvisor fee    Surrender Charge    Surrender Charge (number of years)

  T (+) T (-)    Third Party Administrator (TPA)    Ticker    Total operational fee    Total Return - Annuity    Total Return - Calendar Years    Total Return - Funds    Total Return - Load-Adjusted    Total Return - Percentile Rank    Trustee Fee    Turnover Ratio

  U (+) U (-)    Underlying Fund Family Name    Underlying Fund Manager Name    Underlying Fund Manager Tenure    Underlying Fund Name    Uniform Prudent Management of Institutional Funds Act (UPMIFA)    Upside/Downside Capture Ratio

  V (+) V (-)    Variable Annuity

  W (+) W (-)    Watch List    Wrap Fee

  X (+) X (-)

  Y (+) Y (-)    Yield to Maturity

  Z (+) Z (-)

   

• Definition

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